Visa/MasterCard

Maximizing Savings

Reminders on getting the lowest rates when processing credit cards… Remember that the more information captured the lower your rates will be. Below is the hierarchy of transactions from lowest to highest.

  • Swiped Debit Card with Pin Number
  • Swiped Card
  • Key Entered with AVS
  • Corporate Card with Level 2 data
  • Key Entered with out AVS

Chargeback Prevention

Although chargebacks cannot always be completely avoided, there are steps you can take to help prevent them. The more you know about processing procedures, the less likely you might be to do, or fail to do, something that could result in a chargeback.

Tips for Internet and Mail Order/Telephone Order (MOTO) Businesses

  • Use the Address Verification System (AVS) to ensure that your customer is providing you with the correct billing address.
  • When sending merchandise to a customer, use a shipper that will be able to provide proof of

SwipeNow Rate Guarantee

In today's Financial Services Industry there are more than a handful of companies who claim to offer wholesale rates for your Visa/MasterCard processing. As part of SwipeNow's dedication to service and support we will gladly look over any proposals quoted to your business and explain it in depth. More often than not we uncover hidden charges, if however this is not the case we would like the opportunity to maintain our business relationship by offering a price match to the rates being offered.

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Merchant Solutions & Services, Inc doing business as Swipenow is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.